Really a pointless post. I don't know why I'm even posting it

I should be doing something productive. It's a nice day out (*gasp* - I know!), I could even be outside cleaning up the yard. But instead? Instead I'm mindlessly surfing the web and intermittently playing Peggle. Must. Stop. Must. Be. Product- *BOING*!

Anyway, my condolences to those of you still stuck with crappy weather. I'd gloat, but I'm pretty sure we have at least one more cold snap in store for us, so I'm just going to relish the decent weather while it lasts. And I really am going to get something done, something that's not sleeping or playing computer games. Right?

Yeah, who am I kidding? :/ I do need a swift kick in the butt. And I know I'd be so much happier if I got things done (like cleaning up my office) so why am I not motivated? Inertia is my copilot! Argh. Okay, here I go. This is the sound of me accomplishing something.

*crickets*

*sigh*

I've got ninety thousand pounds in my pyjamas...

(yeah, be prepared for a lot of posts today, it's a great procrastination tactic!)

I dropped off the change that has been accumulating around the house for... oh, probably a few years. We don't use cash often, so it doesn't build up that fast. Anyway, I was one teller over from an old lady who was asking whether the leap day would mess up her pension check being deposited. Evidently, something did, because it hadn't been. She was distressed because she had plans for the weekend, and needed the money. So she asks how much money was in her checking account. The teller told her it was $14 and some change. So she asks how much is in her savings. Now, I'm figuring she's going to tell her a few hundred at the least... but no. Just over $17. So this woman had about $32 to her name.

I remember those days, running my checking account down to under a dollar, and not even having a savings account. (Oh, college. How I don't miss you.) It's not pleasant. And things do happen even when you're on reasonably good footing (last year my hubby didn't get paid for over a month, and I just barely noticed in time!).

So even though my logical mind tells me I really should empty out my savings account to pay down my home equity line of credit, should I? I don't know. Part of me says yes, I'm paying interest on borrowed money and getting next to nothing on money sitting in the bank. And it is a line of credit, should I need the money in an emergency, I can get more out. And in the meantime, less interest! But it feels wrong to be without savings. As wrong as paying that much interest? *sigh* I don't know. I like the safety net of the savings account. It's comforting. But I hate paying interest... ARGH! *tears out hair*

Which is the right thing to do? (Yeah, besides stop spending money and all that good stuff - I'm already feeling guilty about all the things I want to buy for the house, I know the tax refund should go straight to debt but I want a new stove! And, unlike the couch I want for downstairs and the new counter tops I would like, oh, and the furniture we bought last month... the stove really is going to die at some point. It's already touchy!)

I am such a geek

We went out to run some errands and there was a car in front of us with a personalized plate. I could make neither heads nor tales of it (it read MIRMIKE) and have no idea what it meant. So I said, what's the point of having a personalized license plate that no one gets? But of course, if I'd had that car my license plate would have read HG, and very few people would get that!

(And you're totally a geek like me and win 1,000,000 cool points if you can tell me what kind of car it was...)

ALSO! Since rantipole6 drove me crazy with this all day, I pass it along to you. Check out THIS and find out if you're right-brained or left-brained, and can you make her flip directions?!